December was a challenging budget month for family Lwil. Our Christmas spending was in line with our expectations, but we didn’t quite have the surplus funds we needed to handle things. For the month, we spent over our income by about $1000, which is what we had projected in Christmas spending. Our debts went up slightly from November. Finally, we are making some significant changes to our budget to in order to make progress with our highest interest rate debts.
Here’s how the rest of the month went